Together with Public
Introducing Wall Street Favorites!
In case you missed it, we launched wallstreetfavorites.com last week!
We built Wall Street Favorites to answer a simple question: what do Wall Street analysts actually think about the stocks you own?
The platform ranks 1,000+ stocks using real Wall Street data — analyst upside targets, earnings revisions, buyback activity, dividend growth, and technical momentum — updated every trading day after market close.
Free access gets you the rankings. Premium unlocks stock lookup, portfolio tracking, and every filter we use to find the names Wall Street loves most.
Check it out at wallstreetfavorites.com!
A quick breakdown — in case you don’t have the time.
⭐ The market is rotating — and most investors aren't paying attention.
⭐ Austin & Robert explain how to invest your first $1,000.
⭐ Analysts are cutting earnings expectations.
⭐ Global equity ETFs are leading inflows by a wide margin.
⭐ Discord is reportedly filing for a $15B IPO targeting a March debut.
Members of the Rich Habits Network have had the opportunity to invest in the following companies over the last several months:
Ongoing opportunities are updated every week!
It has come to our attention that many of you may not fully understand what it means to invest alongside Robert and Austin in startups and pre-IPO companies.
Over the last 18 months, we’ve provided opportunities for hundreds of accredited investors to invest millions of dollars into over a two dozen companies (including the ones shown above).
Market Overview
As of market open, 3/5/26
ETF Winners & Losers
Chart of the Week
The market is rotating — and most investors aren't paying attention.
Year-to-date sector performance in US stocks tells a story that should make every portfolio-concentrated investor uncomfortable. The sectors that dominated in 2025 — Technology, Communication Services, Consumer Discretionary — are lagging in 2026. Meanwhile, sectors that were left for dead last year — Energy, Materials, Industrials, Health Care — are surging to the top of the leaderboard.
This is the classic rotation trade playing out in real time.
After two straight years of mega-cap tech carrying the entire market, capital is finally broadening out. The equal-weight S&P 500 (RSP) has been outperforming the cap-weighted S&P 500 (SPY) for weeks now, and that's not a coincidence — it's confirmation that the average stock is doing better than the handful of names that dominated 2024 and 2025.
This chart is a reminder to audit your portfolio.
Pull up your holdings, map them to sectors, and understand where you actually stand. If you're heavily concentrated in last year's winners, you should at least know that — and know that the market's leadership is shifting beneath your feet.
Today’s Rich Habits Newsletter is brought to you by Public, the investing platform for those who take it seriously. On Public, you can build your portfolio for the long haul with stocks, options, bonds, crypto, and more.
Beyond the assets, Public integrates AI in ways that are actually useful. You can get real-time context on why a stock you care about is moving, instant earnings call summaries—you can even build a custom index from a prompt.
In Case You Missed It…
In this week's Monday-morning episode of the Rich Habits Podcast (linked here) — Austin and Robert answer the question nearly every new investor asks: "I have my first $1,000 — where does it actually go?" This episode lays out a clear, step-by-step framework for putting your first dollars to work and explains why getting started imperfectly beats waiting for the perfect moment.
Here's what they covered…
The Right Order of Operations — Start with a beginner emergency fund of $500 to $1,000 in a high-yield savings account to avoid reaching for a credit card when life happens. Next, capture your employer's full 401(k) match — a 4% match is an instant 100% return before the market does anything. Once those boxes are checked, open a Roth IRA and invest in a broad market index fund like VOO or VTI, with the 2026 contribution limit now at $7,500.
Why Index Funds Beat Stock Picks at This Stage — A broad market index fund gives you instant diversification across 500 companies in a single purchase, with expense ratios as low as 0.03%. The goal at this stage isn't to beat the market — it's to build the habit of investing consistently and learn how you actually react when prices drop.
The Data Behind Time in the Market — Invest in the S&P 500 for any single year and you historically have a 73% chance of a positive return; stretch that to ten years and the odds jump to 94%; over any twenty-year period, the return has been positive 100% of the time. The risk isn't being in the market — the risk is not being in the market long enough.
Start Small, Learn by Doing — There's a massive difference between reading about investing and actually having your own money in the game. Starting with $1,000 means if the market drops 20%, you lose $200 and gain an invaluable lesson about your own risk tolerance. Waiting until you have $50,000 or $100,000 to start means learning those same lessons with far higher stakes.
You don't need the perfect fund, the perfect amount, or the perfect entry point. You need to start, stay consistent, and let time do the heavy lifting. Because the cost of waiting will always be higher than the cost of starting imperfectly.
Here’s a link to the Q&A episode that was posted this morning.
You can submit questions for these episodes by asking them inside of the Rich Habits Network, replying to this email, or sending us a DM on Instagram.
The Rich Habits Podcast is available on Spotify, Apple, iHeart, YouTube, and wherever else you get your content!
Austin’s Callout
Analysts are cutting earnings expectations for the first time since Q2 2025.
S&P 500 EPS estimates for Q1 2026 are falling, with 8 of 11 sectors seeing downward revisions. That's not a one-off — that's a broad-based recalibration of what corporate America is expected to earn.
Health Care and Energy are the sectors taking the biggest hits. That's notable because Energy has been a strong performer this year — which means the gap between stock performance and earnings expectations is widening. When prices run ahead of fundamentals, something eventually gives. On the Health Care side, regulatory uncertainty and pricing pressure continue to weigh on forward estimates.
If you're holding names in either sector, you need to understand whether you're riding momentum or fundamentals — because those are two very different trades. This doesn't mean panic. But historically, when the majority of sectors see downward EPS revisions simultaneously, the market tends to get choppier.
Earnings estimates are the market's report card before the report card. When 8 of 11 sectors are seeing cuts, it's not a red flag to panic — it's a yellow flag to pay attention. Know where the revisions are happening before the market does it for you.
Robert’s Callout
Global equity ETFs are leading inflows by a wide margin.
Precious metals ETFs — think gold and silver — are seeing strong demand alongside equities. And high yield bonds are the only major category experiencing outflows.
When billions of dollars flow into global equities, it tells you that big money sees opportunity outside the US or at least wants broader geographic exposure. When precious metals attract capital at the same time, it signals that investors want growth but they're hedging — they're not fully risk-on, they're risk-aware. And when high yield bonds see outflows? Institutional investors are getting pickier about credit risk. They don't want to be holding the riskiest debt when the economic picture gets murkier.
Fund flows are the market's body language. Right now, the body language says: equities over bonds, global over US-only, real assets over junk credit. You don't need to mirror every institutional move, but when billions are voting with their feet, it's worth asking whether your portfolio is aligned with where capital is actually flowing.
If you’re inside the Rich Habits Network, you know we’ve been over-weight international for several weeks now.
The Rich Habits Radar
👉 Discord reportedly filing for a $15B IPO targeting a March debut.
👉 Target shares spiked 6% after crushing earnings.
👉 South Korea's stock market plunged 11% in a single day.
👉 Anduril rockets to $60B valuation (Thrive Capital + a16z).
👉 Anthropic CEO calls OpenAI's military deal messaging "straight-up lies."
👉 Apple launches $599 MacBook Neo in response to memory-chip crunch.
👉 Google caves to Epic Games, slashes Play Store commissions to 20%.
Get Free Resources w/ Our Referral Program!
Share this newsletter with 1 person and you’ll be sent our Financial Planning Workbook. Share it with 2 people and you’ll also be sent our video module explaining how Austin and Robert Analyze New Stocks.
It just takes a few moments — enjoy the resources!
Check ‘Em Out
Below is a list of our featured partners that we’ve vetted — with whom we have a personal relationship. Browse these exclusive offers curated just for you:
Wall Street Favorites — Wall Street’s best ideas ranked daily.
Real Estate — Download our FREE Real Estate Hacks Template
Budgeting — Download our FREE Budgeting Template
High-Yield Cash Account — Earn 3.3% on your savings
Public — Trade stocks, options, and crypto
Grifin — Automatically buy stock where you shop
Blossom — Manage and analyze your portfolio
Suriance — Protect your family with term life insurance
Timeshare Exit — Exit an unwanted timeshare
Video Course — Use code “Newsletter” for 15% off
Seeking Alpha — Optimize your portfolio
Credit Card Matrix — Find your next favorite card to swipe
Disclaimer: This is not financial advice or a recommendation for any investment. The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.
Public Disclosures: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.
Disclosure: This content is sponsored by NEOS Investments. The creator is compensated by NEOS to discuss NEOS ETFs. This content is for informational purposes only, and is not personalized investment, tax, or legal advice, and does not constitute an offer to buy or sell any security. Investing involves risk, including possible loss of principal. Before investing, carefully review the NEOS ETFs prospectus at neosfunds.com.