Together with HexClad

We hope you’re having a great week.

Quick shoutout to the 72 people who joined the Rich Habits Network this week! I know a ton of y’all were hanging with Robert in NYC and Dallas over the weekend — thank you, again, for joining us.

Make sure you’re following us on Spotify, Apple, YouTube, or wherever else you watch the show! We want you to get notified when each new episode is released.

Read on for this week’s breakdown of the markets!

A quick breakdown — in case you don’t have the time.

The OpenAI flywheel keeps getting stronger.

OpenAI has become deeply embedded within the world’s largest tech companies — and the capital flows behind it are nothing short of astonishing.

Take a look at this: nearly every dollar invested into OpenAI ends up being spent by OpenAI to buy compute, cloud infrastructure, and chips from its own investors.

Microsoft provides the bulk of OpenAI’s cloud capacity through Azure, a deal estimated to be worth over $10 billion. Oracle recently joined the partnership to expand capacity across its data centers, while AMD’s new multibillion-dollar chip agreement ensures OpenAI’s model training continues at scale.

In total, OpenAI’s major partners — Microsoft, Apple, Oracle, and AMD — represent over $12 trillion in combined market cap, and all directly benefit from OpenAI’s explosive growth in model usage, training demand, and inference workloads.

This is the AI capital flywheel in motion:

This has seemingly become one of the most efficient feedback loops in modern tech — and it’s quietly redefining how value compounds in the AI era.

Tired of pans that stick, scratch, or wear out too soon? You’re not alone, and it’s probably costing you flavor, time, and money.

HexClad brings together stainless steel durability and nonstick ease in one revolutionary design. Trusted by Michelin-star chefs and home cooks, it’s built to handle every recipe and last a lifetime.

It’s time your cookware worked as hard as you do.

👉 Episode 138: Your Year-End Money Checklist — Don’t Ignore These

In this week’s Monday-morning episode of the Rich Habits Podcast (linked here) — Austin and Robert shared the ultimate year-end money checklist — three moves to make before December 31st that could literally save you thousands in taxes and set you up for a stronger 2026.

Most people spend weeks planning their New Year’s Eve — but only a few hours (if any) planning their financial finish line. This episode is about changing that.

Here’s what they covered…

Wealth isn’t just about making more money — it’s about being intentional with what you already have. Before December 31st, take advantage of every opportunity: employer matches, pre-tax accounts, FSA funds, and tax deductions.

Small, smart moves made now can mean thousands saved later — and that’s what developing your Rich Habits is all about.

👉 Q&A: Finances For A Growing Family, Quantum Computing, & Post-Grad Jobs

Here’s a link to the Q&A episode that was posted this morning.

You can submit questions for these episodes by asking them inside of the Rich Habits Network, replying to this email, or sending us a DM on Instagram.

The Rich Habits Podcast is available on Spotify, Apple, iHeart, YouTube, and wherever else you get your content!

Gold is preserving purchasing power like never before.

It now takes just 102 ounces of gold to buy the median-priced new single-family home in the U.S. — the lowest amount in 46 years.

Excluding 1979, this marks the lowest level in at least 65 years. The ratio has fallen by 180 ounces over the last three years as gold prices have surged +133%. For perspective — at the height of the dot-com boom in 2000, it took 650 ounces of gold to buy that same home.

While the U.S. dollar has lost more than 80% of its purchasing power since the late 1970s, gold has quietly held its ground. These aren’t just fun historical stats. It’s a powerful reminder of not only the incredible run that precious metals have been on — but most importantly the overall power of INVESTING!

No matter who is in the White House or what’s going on in the economy — the purchasing power of your dollars will ultimately continue to fall. This is why I continue to invest in gold, Bitcoin, ETFs, stocks, and real estate.

Stocks are higher because of profits, not just hype.

The fundamentals remain strong in this market — corporate profits are growing, liquidity is expanding, and the AI-driven capital cycle is still in full swing (with hundreds of billions to be invested into AI-related capital expenditures in 2026).

Earnings are rising, valuations are elevated (but justified), and liquidity is still plentiful thanks to rate cuts, de-regulation, and a humming economy.

Could we see short-term pullbacks? Most definitely. But structurally, the conditions that typically end bull markets — falling profits, tightening liquidity, and a hawkish Fed — just aren’t here yet. Remember, bull markets don’t die of old age; they die when the Fed tightens into weakness.

Right now, we’re seeing the opposite — easing into strength.

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Disclaimer: This is not financial advice or a recommendation for any investment. The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.